Chicago-Area - Life Insurance - Annuities - Retirement Planning - Financial Services - Money in Motion

Chicago-Area Financial Services

As with most other things in your Chicago area livelihood, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.

Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. We are trained Chicago financial professionals who specialize in financial strategies and we can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.

Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.

 

 


 

Neither Money In Motion Inc., its employees nor NYLIFE Securities LLC or its representatives render tax, legal or accounting advice.  Please consult your professional advisors regarding your particular situation before determining any course of action.

 

 

As an agent, Ruthe B. Schwartz, is a local financial professional serving the Deerfield, Skokie, Evanston, Glenco, Glenview, Northbrook, Highland Park, Lincolnwood, Morton Grove, Lincolnshire, Buffalo Grove, Northfield, Riverwoods, Wilmette and Wheeling areas and is licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Illinois. No insurance business may be conducted outside the state referenced.

Ruthe B Schwartz is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the state of Illinois. No offers may be made or accepted from any resident outside the specific state referenced.

Money In Motion Inc is not owned or operated by NYLIFE Securities LLC, or its affiliates.


Ruthe Schwartz is licensed to offer mutual funds and variable products.  Market Watch information is provided for informational purposes and is not considered an offering of securities. 

 

# - An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment as $1.00 per share, it is possible to lose money by investing in a fund.
* - Offered through NYLIFE Securities LLC (Member FINRA/SIPC)

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Roth IRA Conversion Mistakes Can Be Costly

One popular way to fund a Roth IRA is by transferring assets from a traditional IRA or an employer-sponsored retirement plan. This type of transaction, called a Roth IRA conversion, is simple in theory but can be complicated in practice. If you make certain mistakes, you could lose some key advantages.

On the Committees

The closely watched "yield curve" has been fairly adept at signaling the onset of U.S. economic recessions. A yield curve inversion would seem to be a fairly straightforward method for ascertaining the direction of the economy, but more often than not it's not so simple.

Giving the Gift of Knowledge

A college education is still a good investment. Consider this statistic: The overall unemployment rate reached as high as 9.9% in 2010, but for workers with a bachelor's degree or higher, it did not exceed 5.1%. But a college education can be expensive. There is a tax-advantaged way to accumulate money for a child's or grandchild's education: a Section 529 plan.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

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